跳转到主要内容跳转到导航
HELOC Calculator

HELOC 資格要求：房主完整指南

8 分鐘閱讀
•資格與申請

申請 HELOC（房屋淨值信貸額度）是利用房屋淨值的明智方式，但貸款機構希望確保您在財務上已做好準備。以下是房主需要了解的要點指南。

key 'helocQualificationArticle.quote (zh-TW)' returned an object instead of string.
helocQualificationArticle.homeEquity.title
helocQualificationArticle.homeEquity.content
  • helocQualificationArticle.homeEquity.details.definition
  • helocQualificationArticle.homeEquity.details.minimum
  • helocQualificationArticle.homeEquity.details.importance
helocQualificationArticle.creditScore.title
helocQualificationArticle.creditScore.content
  • helocQualificationArticle.creditScore.details.minimum
  • helocQualificationArticle.creditScore.details.benefits
  • helocQualificationArticle.creditScore.details.tip
helocQualificationArticle.dti.title
helocQualificationArticle.dti.content
  • helocQualificationArticle.dti.details.calculation
  • helocQualificationArticle.dti.details.target
  • helocQualificationArticle.dti.details.importance
helocQualificationArticle.income.title
helocQualificationArticle.income.content
  • helocQualificationArticle.income.details.requirements
  • helocQualificationArticle.income.details.selfEmployed
  • helocQualificationArticle.income.details.importance
helocQualificationArticle.appraisal.title
helocQualificationArticle.appraisal.content
  • helocQualificationArticle.appraisal.details.process
  • helocQualificationArticle.appraisal.details.condition
helocQualificationArticle.additional.title
helocQualificationArticle.additional.content
  • helocQualificationArticle.additional.details.history
  • helocQualificationArticle.additional.details.assets
  • helocQualificationArticle.additional.details.fees
🛠 逐步資格檢查清單
遵循這個全面的檢查清單來準備您的 HELOC 申請並提高批准機會。
  1. 1helocQualificationArticle.checklist.steps.equity
  2. 2helocQualificationArticle.checklist.steps.credit
  3. 3helocQualificationArticle.checklist.steps.dti
  4. 4helocQualificationArticle.checklist.steps.income
  5. 5helocQualificationArticle.checklist.steps.payments
  6. 6helocQualificationArticle.checklist.steps.shop
  7. 7helocQualificationArticle.checklist.steps.apply
helocQualificationArticle.whyMatters.title
helocQualificationArticle.whyMatters.description
  • helocQualificationArticle.benefits.protection
  • helocQualificationArticle.benefits.prevention
  • helocQualificationArticle.benefits.costs
  • helocQualificationArticle.benefits.planning

helocQualificationArticle.conclusion.title

helocQualificationArticle.conclusion.summary

helocQualificationArticle.conclusion.advice

relatedTools.title

tools.helocCalculator.title

tools.helocCalculator.description

calculateNow

相關文章

5 分鐘閱讀
什麼是HELOC？
HELOC，即房屋淨值信貸額度，是一種循環貸款——類似信用卡——以您的房屋作為擔保。您可以借用您的淨值，即您房屋價值中已經償還的部分。
readArticle
8 分鐘閱讀
HELOC vs 房屋淨值貸款
當您已經建立了房屋淨值時，利用這一價值的兩種流行方式是HELOC（房屋淨值信貸額度）和房屋淨值貸款。兩者都允許您以房屋作為抵押品借款，但它們的運作方式不同——哪一種最好取決於您的財務狀況和目標。
readArticle