Credit Limit Calculator
Determine your maximum HELOC credit limit
Property Information
Enter your home's current value and existing mortgage details
Financial Profile
Provide your credit score and income information for qualification assessment
Results
$0
Maximum Credit Limit
$0
Current Equity
LTV Ratio:0.0%
Debt-to-Income Ratio:0.0%
You likely qualify for a HELOC with favorable terms.
Home Equity Distribution
Current Mortgage
Available HELOC
Remaining Equity
Qualification Metrics
Important Considerations
Qualification Factors
- • Credit score typically 620+ required
- • Debt-to-income ratio under 43%
- • Maximum LTV usually 80-85%
- • Stable income verification required
Additional Costs
- • Home appraisal fees ($300-$600)
- • Origination fees (0-3% of credit line)
- • Annual fees ($50-$100)
- • Early closure penalties may apply